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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Valid Braindumps - Oklahoma Life, Accident, and Health or Sickness Producer Exam

Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Code: Ok-Life-Accident-and-Health-or-Sickness-Producer
  • Exam Name: Oklahoma Life, Accident, and Health or Sickness Producer Exam
  • Updated: Oct 14, 2026
  • Q & A: 157 Questions and Answers
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Insurance Licensing Ok-Life-Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:

SectionWeightObjectives
Oklahoma State-Specific Knowledge28%- Consumer Protection and Ethics
  • 1. Unfair claims practices
  • 2. Privacy and disclosure requirements
- State Licensing and Renewal
  • 1. Continuing education rules
  • 2. Residency requirements
- Policy Provisions Required in Oklahoma
  • 1. Reinstatement and replacement rules
  • 2. Grace periods, free look, incontestability
- Oklahoma Insurance Statutes and Rules
  • 1. Title 36 Oklahoma Statutes
  • 2. Oklahoma Administrative Code provisions
General Insurance Knowledge72%- Health and Accident Insurance Basics
  • 1. Accident and sickness coverage
  • 2. Health insurance policies
  • 3. Disability income insurance
- Life Insurance Basics
  • 1. Policy provisions and riders
  • 2. Underwriting and issue
  • 3. Types of life policies
- Annuities
  • 1. Types of annuities
  • 2. Features and taxation
- Insurance Regulation
  • 1. Unfair trade practices
  • 2. Federal and state laws
  • 3. Licensing requirements

Insurance Licensing Oklahoma Life, Accident, and Health or Sickness Producer Sample Questions:

Question #1

The Oklahoma Insurance Commissioner may place on probation, censure, suspend, revoke, or refuse to issue a license to an applicant for all of the following causes EXCEPT

  • A. having admitted to have committed fraud.
  • B. providing incorrect, misleading, or materially untrue information in the license application.
  • C. failing to pay state taxes.
  • D. having been convicted of a misdemeanor.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #2

A person whose life is insured under a group insurance policy has the right to designate a beneficiary and the right to

  • A. cash in the surrender value.
  • B. have an individual policy issued in the case of termination of employment.
  • C. remain as an insured in the case of termination of employment.
  • D. convert the premiums to a different policy.
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #3

Which rider would allow additional insurance to be purchased at specified dates or events, without additional underwriting?

  • A. Disability income
  • B. Cost of living
  • C. Guaranteed insurability
  • D. Guaranteed renewability
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #4

In broad terms, the types of support and services generally associated with Long-Term Care policies are provided at which three levels of care?

  • A. Professional, social, and economic care.
  • B. Functional, rehabilitational, and medical care.
  • C. Skilled nursing, intermediate, and custodial care.
  • D. Home-based, assisted living, and medical care.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #5

An endorsement to an insurance policy that modifies clauses and provisions of the policy is referred to as

  • A. an add-on.
  • B. a supplement.
  • C. a rider.
  • D. an attachment.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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